When is a Cash Advance not the Solution to your Money Problems?

A cash advance can be the answer to your short-term money problems, and it is a smart way to avoid costly bank overdraft fees and credit card fees. Cash advance loans are mostly used in a responsible manner by consumers who understand the importance of paying their bills and their debts on time. However, there are times when a cash advance should not be used. As with any other type of short-term loan, a certain degree of responsibility and diligence must be applied so that you can continue to enjoy their use in the future. When you should NOT use a cash advance: When you have no plan for paying it back – Before you apply for a cash advance loan, you should take a hard look at your budget and decide if there is room

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